Russia gradually refuses pensions
Carry your money, we will return it, half, then. Something like this can describe the relationship that the state in the person of the Pension Fund of Russia built with Russian pensioners.
The fact that the Russian pension system began to resemble a financial pyramid has already been written. The deficit in the Fund now covers the state from the budget, but the budget is not rubber. There isn’t enough money for everyone, Dmitry Medvedev made this clear. Bonuses need to be paid to top managers of state corporations and help developing countries by writing off government debts to them.
Vicious in its pyramidal structure, the pension system of the Russian Federation is forced to constantly change the rules of the game in its own interests. To confuse Russians with their heads, the Pension Fund replaced real rubles with surrogates in the form of certain “points”, the value of which will obviously constantly change with respect to real money.
The second notion of “effective managers” who manage the pension savings of Russians is simply not to allow pensioners to survive until they receive a legitimate pension. Until the upcoming presidential election on March 18, 2018, the topic of increasing the retirement age is prohibited. But everyone who has lived for more than a dozen years in our country understands that the retirement age will be increased very soon.
But for now, the Russian Ministry of Labor has proposed, roughly speaking, to “divorce” pensioners so that they themselves retire as late as possible. In the Jesuit bureaucratic language of the Ministry of Labor, this is called "stimulating a later retirement." Temporary refusal of a legal old-age insurance pension, supposedly, will allow older Russians to subsequently receive a higher pension. For every year that a pensioner is ready to put “teeth on the shelf” for future ivory castles and cruises in the Mediterranean Sea, the Pension Fund of Russia will generously accrue the same “surrogates” - premium pension points.
So, instead of dying suddenly, according to ruthless statistics, a 60-year-old man must not understand where to work at such a venerable age and it is unclear what to live for 5 years in order to achieve an increase in his “points” by an unimaginable 45%. If this average man manages to reach 70 years in Russian realities without a pension, then his “points” will increase by an unthinkable 2,32 times!
Whether to play such games with the state is up to everyone to decide. There is an opinion that it would be much more effective to refuse a pension altogether in principle and get rid of mandatory pension contributions to funds. Instead, put 22% of your hard-earned money into a bank account every month, and when you reach 60 years of age, get a round sum that you can use at your own discretion, for example, buy an apartment and live on rent from its rent. Or transfer the accumulated money to the family, which is basically impossible in the case of a pension.
The fact that the Russian pension system began to resemble a financial pyramid has already been written. The deficit in the Fund now covers the state from the budget, but the budget is not rubber. There isn’t enough money for everyone, Dmitry Medvedev made this clear. Bonuses need to be paid to top managers of state corporations and help developing countries by writing off government debts to them.
Vicious in its pyramidal structure, the pension system of the Russian Federation is forced to constantly change the rules of the game in its own interests. To confuse Russians with their heads, the Pension Fund replaced real rubles with surrogates in the form of certain “points”, the value of which will obviously constantly change with respect to real money.
The second notion of “effective managers” who manage the pension savings of Russians is simply not to allow pensioners to survive until they receive a legitimate pension. Until the upcoming presidential election on March 18, 2018, the topic of increasing the retirement age is prohibited. But everyone who has lived for more than a dozen years in our country understands that the retirement age will be increased very soon.
But for now, the Russian Ministry of Labor has proposed, roughly speaking, to “divorce” pensioners so that they themselves retire as late as possible. In the Jesuit bureaucratic language of the Ministry of Labor, this is called "stimulating a later retirement." Temporary refusal of a legal old-age insurance pension, supposedly, will allow older Russians to subsequently receive a higher pension. For every year that a pensioner is ready to put “teeth on the shelf” for future ivory castles and cruises in the Mediterranean Sea, the Pension Fund of Russia will generously accrue the same “surrogates” - premium pension points.
So, instead of dying suddenly, according to ruthless statistics, a 60-year-old man must not understand where to work at such a venerable age and it is unclear what to live for 5 years in order to achieve an increase in his “points” by an unimaginable 45%. If this average man manages to reach 70 years in Russian realities without a pension, then his “points” will increase by an unthinkable 2,32 times!
Whether to play such games with the state is up to everyone to decide. There is an opinion that it would be much more effective to refuse a pension altogether in principle and get rid of mandatory pension contributions to funds. Instead, put 22% of your hard-earned money into a bank account every month, and when you reach 60 years of age, get a round sum that you can use at your own discretion, for example, buy an apartment and live on rent from its rent. Or transfer the accumulated money to the family, which is basically impossible in the case of a pension.
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