The pension system of Russia has turned into a financial pyramid
It is believed that the modern pension system in Russia is much like a financial pyramid. The reason for this was the pension reform of 2002, when it was “creatively” proposed to oblige a working Russian to give 22% of the money he earned, not only for himself, but also for other Russians.
Over time, the vicious practice began to fail and the deficit of the Russian Pension Fund had to be extinguished from the state budget. But the budget is non-rubber, there is less and less money in the country and you have to choose: either pay billions in bonuses to top managers of state corporations or raise your retirement age to pay less to Russians. The solution is obvious and lies on the surface.
Formally, in Russia they retire earlier than in other countries. But in fact, “getting used to it” in retirement of 12000–13000 rubles is not particularly successful. According to statistics, even just surviving to retirement age does not work 40% of Russian men. If you raise the bar, then 100% of payers of pension contributions will not see the payments they have put, as the authors considered the idea of raising the bar of retirement age. And the money saved on the Russians can be redirected to more necessary things: on projects like Skolkovo, RUSNANO, notorious bonuses to top managers.
How fair this situation is, they thought at the Stolypin Institute and came to the conclusion that, it seems, not very. The Stolypinites set out to figure out how in our country to turn a pensioner from the most deprived member of society into a ruddy and confident tomorrow, a well-to-do consumer of all the benefits of a well-deserved pension from the state.
Among the proposals of the “Stolypintsy” is the whitening of salaries, which could increase revenues to the Pension Fund of Russia. Also, the institute swung at the obligations of the USSR to the older generation, offering to pay them directly from the state budget. The Stolypin reassure the guardians of the integrity of the state “egg-box”, hinting at the short duration of this beginning, given the venerable age of the older generation. They hope for the help of the state in solving the problems of Russians who lost their pension savings through the fault of the state itself during the transitional years of young Russia.
The “Stolypinites” pulled their hands to wages of more than a million a month, offering to impose them with a special personal income tax rate of 25%. In their flight of imagination, the institute allows the possibility of direct management of pension savings accounts and the conversion of the funded part of the pension into a voluntary one.
What about the proposals of "Stolypin" think those whose wages are measured in millions per month, time will tell.
Over time, the vicious practice began to fail and the deficit of the Russian Pension Fund had to be extinguished from the state budget. But the budget is non-rubber, there is less and less money in the country and you have to choose: either pay billions in bonuses to top managers of state corporations or raise your retirement age to pay less to Russians. The solution is obvious and lies on the surface.
Formally, in Russia they retire earlier than in other countries. But in fact, “getting used to it” in retirement of 12000–13000 rubles is not particularly successful. According to statistics, even just surviving to retirement age does not work 40% of Russian men. If you raise the bar, then 100% of payers of pension contributions will not see the payments they have put, as the authors considered the idea of raising the bar of retirement age. And the money saved on the Russians can be redirected to more necessary things: on projects like Skolkovo, RUSNANO, notorious bonuses to top managers.
How fair this situation is, they thought at the Stolypin Institute and came to the conclusion that, it seems, not very. The Stolypinites set out to figure out how in our country to turn a pensioner from the most deprived member of society into a ruddy and confident tomorrow, a well-to-do consumer of all the benefits of a well-deserved pension from the state.
Among the proposals of the “Stolypintsy” is the whitening of salaries, which could increase revenues to the Pension Fund of Russia. Also, the institute swung at the obligations of the USSR to the older generation, offering to pay them directly from the state budget. The Stolypin reassure the guardians of the integrity of the state “egg-box”, hinting at the short duration of this beginning, given the venerable age of the older generation. They hope for the help of the state in solving the problems of Russians who lost their pension savings through the fault of the state itself during the transitional years of young Russia.
The “Stolypinites” pulled their hands to wages of more than a million a month, offering to impose them with a special personal income tax rate of 25%. In their flight of imagination, the institute allows the possibility of direct management of pension savings accounts and the conversion of the funded part of the pension into a voluntary one.
What about the proposals of "Stolypin" think those whose wages are measured in millions per month, time will tell.
Information