It became known about the new pension system in Russia

The Ministry of Finance disclosed the content of the draft law “On the Guaranteed Pension Product”, which was sent for approval to the Ministry of Labor.




As follows from the press service of the department, in the near future the bill will be presented for public discussion with the professional and expert community, after which it will be submitted to the government.

The main element of the new law will be an exclusively voluntary procedure for citizens to join the savings system.

In addition, the state will act as a guarantor of the safety of long-term pension savings, and citizens' savings accounts will be registered by the central administrator.

The report also notes that the purpose of this bill is to guarantee the safety of voluntary pension savings of citizens, motivation for the independent creation of such savings by working citizens and the development of corporate pension programs.

To stimulate the process, it is proposed to introduce tax benefits for companies and tax deductions for citizens.

Recall that the Ministry of Finance previously stated that, together with the Central Bank of the Russian Federation, in September a new model for the formation of pension savings will be presented.
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  1. Port Offline
    Port 7 September 2019 14: 20
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    With all the advantages and disadvantages of the system, they didn’t steal from the pension fund in the Union, and the money was accumulating.
    1. Natan bruk Offline
      Natan bruk (Natan Bruk) 7 September 2019 16: 33
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      No money was accumulated there - one generation paid a pension to another. Oh, these "experts" ...
      1. Bakht Offline
        Bakht (Bakhtiyar) 7 September 2019 18: 06
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        And how else are pensions paid? It is the working generation that pays pensions to the unemployed. Another thing is that pensions were GUARANTEED by the state and not by private foundations.
        By the way, in the United States, too, the state does not give up its obligations. Almost everyone receives a state pension.
        1. Natan bruk Offline
          Natan bruk (Natan Bruk) 7 September 2019 19: 59
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          So I’m saying that the post about the “little egg” is stupid. And everyone earns a pension in the USA on their own, in half with the employer. And what the state pays is a benefit, and these are two different things.
          1. Bakht Offline
            Bakht (Bakhtiyar) 8 September 2019 00: 23
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            In the USSR there was no "egg capsule". However, they have already written about this. In the West there are state pensions and pension funds. The problem is that any fund (pension or otherwise) does not live on its own. Pension funds invest in some stocks or other enterprises in order to make a profit. But ... stock market bubbles will still lead to the collapse of pension funds. In fact, pension funds live off overheating of stock markets. What happens if they collapse? Just google, which means "crisis of pension funds in the West."

            A 2018 U.S. Legislative Council report states that US-administered state pension funds have unsecured liabilities of more than $ 6 trillion! This means that pension liabilities of $ 18,300 per capita are not secured by anything.

            This data appeared when the Council examined 300 state pension funds. It is difficult to imagine what the debt will be, given the municipal funds.

            On paper, everything looks great. I myself saw how wonderful pensioners live in Norway. But there are no more than 10% of them.
          2. Bakht Offline
            Bakht (Bakhtiyar) 8 September 2019 00: 25
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            Yes, I almost forgot. About the "manual" is not necessary. The state is that beast which the allowance will not give for anything in the world. It’s just that it’s very bad to live without a state, and we are feeding it. Not the state gives us. AND WE GIVE TO THE STATE.
    2. Nick Offline
      Nick (Nikolai) 7 September 2019 20: 27
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      Quote: Port
      With all the advantages and disadvantages of the system, they didn’t steal from the pension fund in the Union, and the money was accumulating.

      In the USSR there was no pension fund. Pensions were laid in the state budget and paid through the treasury. The calculation of the size of pensions was carried out in the structures of Social Security (social security), it seems. Now the Pension Fund has also been added to social protection structures, which for its own needs spends 15% of the funds that are deducted for pension payments. For me, it would be better to remove this feeder and transfer pensions through the Treasury. It would be possible to immediately increase pensions by those same 15%.
      1. Stas Ek Offline
        Stas Ek (Zhora) 8 September 2019 21: 36
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        Nikolai, 40 wooden lard leaves in the shade only in the Krasnoyarsk Territory. And this is an increase in pensions for pensioners by 2-3 times. And in the country.
        1. Nick Offline
          Nick (Nikolai) 8 September 2019 22: 55
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          Quote: Stas Ek
          40 wooden lards go into shadow only in the Krasnoyarsk Territory.

          Something a bit too many forty lard. This is already 17-18% of the regional budget. I think the Accounts Chamber would have noticed such a shadow, all the more so - the region’s subsidized budget.
  2. Digital error Offline
    Digital error (Eugene) 7 September 2019 19: 47
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    ... the goal is ... motivation for self-creation of such accumulations.

    Already in 2018, the GDP motivated me to do this and asked me to take this with understanding. Declare honestly the abolition of pensions in order to start saving for it yourself, and free people from meaningless contributions to the PFR / NPF, which then “freeze”.

    Motivation for the development of corporate pension programs ...

    Well, that is, corporate slavery is offered - either you work specifically for this “uncle” all your life, enduring all his whims, or you remain without pension. Nothing new - ordinary feudalism, have arrived. Did our (great) grandfathers die for him in the war of 1941-1945 with a united Europe? I am against, and I will agitate others. Tomorrow the election is a disgrace to cheaters (according to deeds, more likely, a thimble).
    1. Natan bruk Offline
      Natan bruk (Natan Bruk) 7 September 2019 20: 52
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      Actually, this means that in the vast majority of Western countries there are funds to which contributions are paid in half with the employer. Funds invest them so that the money works and grows. Then the employee receives a pension according to the accumulated. And these funds are not related to the employer, the employee transfers the pension program to a new place of work and the employer is required to pay his half.
      1. Digital error Offline
        Digital error (Eugene) 7 September 2019 21: 01
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        Quote: Natan Bruk
        ... exists in the vast majority of Western countries ...

        We have a "special way" - have you forgotten? We only have to invest money in "high-quality foreign assets for future generations", and in return - beads, like the British colonialists to the natives.
      2. Digital error Offline
        Digital error (Eugene) 7 September 2019 21: 11
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        Quote: Natan Bruk
        ... the employee is paid in half with the employer.

        Do not make me laugh. An employee pays for everything. Why is it for an employer who teaches children in London and leaves for permanent residence himself when they start a business?
        1. Natan bruk Offline
          Natan bruk (Natan Bruk) 7 September 2019 21: 22
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          Well, of course, Russia has a special way, but it seems like the intention in this project is to bring the system to world standards. Another thing is that everything happens according to Chernomyrdin ...
          1. Digital error Offline
            Digital error (Eugene) 7 September 2019 21: 28
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            Quote: Natan Bruk
            ... everything happens according to Chernomyrdin ...

            This is not accidental, but historically consistent.