It became known about the new pension system in Russia

7 September 2019 15

The Ministry of Finance disclosed the content of the draft law “On the Guaranteed Pension Product”, which was sent for approval to the Ministry of Labor.

As follows from the press service of the department, in the near future the bill will be presented for public discussion with the professional and expert community, after which it will be submitted to the government.

The main element of the new law will be an exclusively voluntary procedure for citizens to join the savings system.

In addition, the state will act as a guarantor of the safety of long-term pension savings, and citizens' savings accounts will be registered by the central administrator.

The report also notes that the purpose of this bill is to guarantee the safety of voluntary pension savings of citizens, motivation for the independent creation of such savings by working citizens and the development of corporate pension programs.

To stimulate the process, it is proposed to introduce tax benefits for companies and tax deductions for citizens.

Recall that the Ministry of Finance previously stated that, together with the Central Bank of the Russian Federation, in September a new model for the formation of pension savings will be presented.

Information

Dear reader, to leave comments on the publication, you must sign in.

Port

+1

7 September 2019 14: 20

With all the advantages and disadvantages of the system, they didn’t steal from the pension fund in the Union, and the money was accumulating.
1. Natan bruk
  
  -3
  
  7 September 2019 16: 33
  
  No money was accumulated there - one generation paid a pension to another. Oh, these "experts" ...
  1. Bakht
    
    +4
    
    7 September 2019 18: 06
    
    And how else are pensions paid? It is the working generation that pays pensions to the unemployed. Another thing is that pensions were GUARANTEED by the state and not by private foundations.
    By the way, in the United States, too, the state does not give up its obligations. Almost everyone receives a state pension.
    1. Natan bruk
      
      +1
      
      7 September 2019 19: 59
      
      So I’m saying that the post about the “little egg” is stupid. And everyone earns a pension in the USA on their own, in half with the employer. And what the state pays is a benefit, and these are two different things.
      1. Bakht
        
        +2
        
        8 September 2019 00: 23
        
        There was no "egg-box" in the USSR. However, they have already written about this. There are state pensions and pension funds in the West. The problem is that any fund (pension or otherwise) does not live on its own. Pension funds invest in stocks or other businesses to make a profit. But ... bubbles in the stock market will still lead to the collapse of pension funds. In fact, pension funds live off the overheating of the stock markets. What if they collapse? Just google it for "the pension fund crisis in the West."
        
        A 2018 U.S. Legislative Council report states that US-administered state pension funds have unsecured liabilities of more than $ 6 trillion! This means that pension liabilities of $ 18,300 per capita are not secured by anything.
        
        This data appeared when the Council examined 300 state pension funds. It is difficult to imagine what the debt will be, given the municipal funds.
        
        On paper, everything looks great. I myself saw how wonderful pensioners live in Norway. But there are no more than 10% of them.
      2. Bakht
        
        +2
        
        8 September 2019 00: 25
        
        Yes, I almost forgot. About the "allowance" is not necessary. The state is the beast that will not give benefits for anything in the world. It's just really bad to live without a state, so WE feed him. It is not the state that gives us. AND WE GIVE TO THE STATE.
2. Nick
  
  +5
  
  7 September 2019 20: 27
  
  Quote: Port
  With all the advantages and disadvantages of the system, they didn’t steal from the pension fund in the Union, and the money was accumulating.
  
  In the USSR there was no pension fund. Pensions were laid in the state budget and paid through the treasury. The calculation of the size of pensions was carried out in the structures of Social Security (social security), it seems. Now the Pension Fund has also been added to social protection structures, which for its own needs spends 15% of the funds that are deducted for pension payments. For me, it would be better to remove this feeder and transfer pensions through the Treasury. It would be possible to immediately increase pensions by those same 15%.
  1. Stas Ek
    
    +1
    
    8 September 2019 21: 36
    
    Nikolai, 40 wooden lard leaves in the shade only in the Krasnoyarsk Territory. And this is an increase in pensions for pensioners by 2-3 times. And in the country.
    1. Nick
      
      0
      
      8 September 2019 22: 55
      
      Quote: Stas Ek
      40 wooden lards go into shadow only in the Krasnoyarsk Territory.
      
      Something a bit too many forty lard. This is already 17-18% of the regional budget. I think the Accounts Chamber would have noticed such a shadow, all the more so - the region’s subsidized budget.
Digital error

+3

7 September 2019 19: 47

... the goal is ... motivation for self-creation of such accumulations.

Already in 2018, VVP motivated me to do this and asked me to treat this with understanding. Declare honestly about the abolition of pensions in order to start saving for it yourself, and free people from meaningless contributions to the Pension Fund / Pension Fund, which will then be "frozen".

Motivation for the development of corporate pension programs ...

Well, that is, corporate slavery is offered - either you work specifically for this "uncle" all your life, enduring all his whims, or you are left without a pension. Nothing new - ordinary feudalism, we have arrived. Did our (great) grandfathers die for him in the 1941-1945 war with united Europe? I am against, and I will agitate others. Elections tomorrow is a disgrace to the cheaters (according to their deeds, they are more likely to be thimblers).
1. Natan bruk
  
  +1
  
  7 September 2019 20: 52
  
  Actually, this means that in the vast majority of Western countries there are funds to which contributions are paid in half with the employer. Funds invest them so that the money works and grows. Then the employee receives a pension according to the accumulated. And these funds are not related to the employer, the employee transfers the pension program to a new place of work and the employer is required to pay his half.
  1. Digital error
    
    +1
    
    7 September 2019 21: 01
    
    Quote: Natan Bruk
    ... exists in the vast majority of Western countries ...
    
    We have a "special way" - have you forgotten? We should only invest money in "high-quality foreign assets for future generations", and in return - beads, like the British colonialists to the natives.
  2. Digital error
    
    +2
    
    7 September 2019 21: 11
    
    Quote: Natan Bruk
    ... the employee is paid in half with the employer.
    
    Do not make me laugh. An employee pays for everything. Why is it for an employer who teaches children in London and leaves for permanent residence himself when they start a business?
    1. Natan bruk
      
      0
      
      7 September 2019 21: 22
      
      Well, of course, Russia has a special way, but it seems like the intention in this project is to bring the system to world standards. Another thing is that everything happens according to Chernomyrdin ...
      1. Digital error
        
        +1
        
        7 September 2019 21: 28
        
        Quote: Natan Bruk
        ... everything happens according to Chernomyrdin ...
        
        This is not accidental, but historically consistent.