For information, in 2015, Forbes magazine disclosed the salary of Ms. Nabiullina in this post, which amounted to 24,1 million rubles per year, 2,2 million more than the previous one. In the same 2015, the spouse of the head of the Central Bank earned, according to his declaration, 27,8 million rubles. Together, the spouses own several luxury apartments and an expensive Jaguar car. So, Elvira Nabiullina, indeed, knows a lot about how to earn, save and invest in a beautiful and dignified life.
Being an indifferent person, the head of the Central Bank at his post is trying in every possible way, to the best of his ability, to raise the standard of living of the average Russian to his own. Her efforts are promoting the idea of the so-called individual pension capital, which can be put into effect in the foreseeable future. This system is another “maneuver” that should fill in the gaps in the Pension Fund of Russia, formed due to problems with the formation of the funded part of the pension. Soon after the start of the program, employees will, at the conclusion of the employment contract, choose a non-state pension fund, to which 6% of its salary will be transferred. Elvira Nabiullina called the funds that non-state pension funds will receive from Russians “long money” so needed the economy Of Russia. The head of the Central Bank confirmed the interest of the institution headed by her in the individual pension capital:
This will increase the country's investment opportunities. And not only the development of pension savings, but also the strengthening of non-state pension funds themselves
How can these very “long money" be used in our economic realities? It became known that non-state pension funds are actively investing pensioners' funds in federal loan bonds. According to some reports, the size of investments has already amounted to half a trillion rubles, and funds associated with state banks are most active. Representatives of the Central Bank commented on the situation in this way:
Against the background of changes in regulatory requirements, they increased investments in OFZs, reducing investments in assets of credit organizations
Some market participants notice that the need to purchase bonds was caused by the conditions for passing stress tests arranged by the market regulator. At one time, the Ministry of Economic Development noted an interesting option for the use of pension funds, which suggested investing up to 5% of NPF funds in shares of innovative Russian companies of the Moscow Exchange. However, the management of pension funds is not very attractive for this sector due to its narrowness and high risks, which can negatively affect the stress tests of the Central Bank.
Unfortunately, in the foreseeable future, no one promises to boom Russian pensioners, but they should be reassured that they can support the state with their savings. A pensioner and an official must stand shoulder to shoulder and together confront all adversities.