In Russia, they are increasingly selling apartments with residents

A new practice has spread in Russia - the sale of apartments with residents and residents registered in them. If before there were very few such offers on the real estate market, now they are found regularly and in almost every city.





Apartments with tenants put up for sale banks, which are pledged as real estate. The mortgage boom has led to the massive acquisition of apartments at the expense of borrowed funds. But in many cases, the borrowers are then unable to pay the bank and the credit institution withdraws the collateral.

Previously, banks tried to put up apartments for sale only after they carried out the procedure for removing their tenants from the register and evicted them from collateral. Now the situation has changed.

To save time and money, banks immediately put up such apartments for sale, not bothering with questions of eviction of defaulters. As a result, new owners have to solve the problem of removing tenants from registration and evicting them.

But such apartments are in demand in the real estate market. The fact is that banks put up apartments with residents for 20-30% cheaper than similar apartments without similar problems. And many people are interested in such offers, not really thinking about how to evict previous residents.

Analysts predict that over time there will only be an increase in the supply of such apartments. Incomes of the population do not grow, many citizens, at one time taking a mortgage, are not able to pay it. By the beginning of the 2020s, such a proposal could occupy up to 10% of the housing market.