Billions to be allocated for the development of the Russian “figure”
Digital development economics serious attention is being paid to Russia. To develop and implement appropriate of technologies Until 2021 they plan to spend more than 70 billion rubles. So it is not surprising that the Ministry of Communications of Russia proposed to establish certain subsidies for lending to domestic firms operating in the IT industry.
Moreover, the draft federal budget for 2019-2021 already provides for subsidizing interest rates on loans for the development of the Russian “figure”. In 2019, 1,71 billion rubles will be spent on this business alone, in 2020 the amount will be 3,66 billion rubles, and in 2021 it will reach 7,124 billion rubles.
- said Deputy Minister Evgeny Kislyakov, explaining that subsidies will amount to 50% of the market banking rate.
It is assumed that the agency (the Ministry of Communications) will allocate money directly to Vnesheconombank and other banks, which, in turn, will lend to participants in the IT market on favorable terms.
It is very good news for digital specialists, since at least part of the loans for them will be two times cheaper. How the state will resolve issues with banks should not worry them. The main thing is that credit money for this type of business will become more accessible, therefore, people will go there.
Such state support should help developers to quickly create and implement their products in the real sector of the economy. In general, according to Kislyakov, a business can receive bank loans for the next three years for 146 billion rubles. Although given the above figures, it becomes obvious that not all loans will be preferential.
It should be noted that at present, bankers are very reluctant to lend to IT projects, since they are often poorly secured by collateral. Therefore, lending rates are quite high.
Moreover, the draft federal budget for 2019-2021 already provides for subsidizing interest rates on loans for the development of the Russian “figure”. In 2019, 1,71 billion rubles will be spent on this business alone, in 2020 the amount will be 3,66 billion rubles, and in 2021 it will reach 7,124 billion rubles.
If the rate is 12-14 percent, then we will subsidize banks with 6-7 percentage points
- said Deputy Minister Evgeny Kislyakov, explaining that subsidies will amount to 50% of the market banking rate.
It is assumed that the agency (the Ministry of Communications) will allocate money directly to Vnesheconombank and other banks, which, in turn, will lend to participants in the IT market on favorable terms.
It is very good news for digital specialists, since at least part of the loans for them will be two times cheaper. How the state will resolve issues with banks should not worry them. The main thing is that credit money for this type of business will become more accessible, therefore, people will go there.
Such state support should help developers to quickly create and implement their products in the real sector of the economy. In general, according to Kislyakov, a business can receive bank loans for the next three years for 146 billion rubles. Although given the above figures, it becomes obvious that not all loans will be preferential.
It should be noted that at present, bankers are very reluctant to lend to IT projects, since they are often poorly secured by collateral. Therefore, lending rates are quite high.
- http://itkids.dp.ua
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