They must pay on time: the Central Bank rejected the law on credit holidays, signed by Putin


The establishment of a non-working day regime in Russia from April 4, 2020 to April 30, 2020, inclusive, does not apply to organizations "providing financial services in terms of urgent functions" (primarily settlement and payment services). This is stated in the information of the Central Bank, published on the official website of the regulator.


The Bank of Russia proceeds from the fact that obligations on financial transactions, the deadline for which is non-working days, must be performed by debtors within the time period provided for by the contract

- says the announcement.

From this it follows that borrowers are required to make payments on loans on time, regardless of the introduced regime of non-working days.

Financial institutions, starting on April 6 or from the date determined by previous decisions of the Bank of Russia, begin to submit reports. Information on the list of reporting forms of credit organizations will be communicated to credit organizations additionally

- specified in the announcement.

At the same time, the Central Bank recommended that credit institutions take into account the capabilities of debtors and timely inform borrowers about the work of offices that accept payments. In addition, the Central Bank recommends credit organizations to continue working, limiting themselves to a minimum of employees and the organization of the provision of remote services.

The Bank of Russia payment system, as well as the Quick Payment System, from April 4 to April 30, 2020, except Saturdays and Sundays, will operate normally, as on regular business days. In the same mode, cash services will be provided to customers of the Bank of Russia (credit organizations, the Federal Treasury)

- emphasized in the announcement.

We remind you that on April 3, 2020, Russian President Vladimir Putin signed the law on credit vacations. Before that, the head of state, taking into account the COVID-19 epidemic, proposed introducing holidays on consumer and mortgage loans for borrowers whose income decreased by more than 30%. During this time, fines and penalties should not be charged, early payments must not be made, foreclosure on the subject of a mortgage or mortgage is not allowed, treatment with a claim to the guarantor.
  • Photos used: Kuba / wikimedia.org
28 comments
Information
Dear reader, to leave comments on the publication, you must to register.
I have an account? Sign in
  1. 123 Online 123
    123 (123) April 4 2020 12: 45
    +5
    It is enough to remove the protection from the Central Bank for a day, the grateful compatriots will do everything themselves. sad
    1. Lieutenant Rzhevsky I April 4 2020 13: 18
      -1
      Yes you, my friend, a fooligan.
      1. 123 Online 123
        123 (123) April 4 2020 13: 19
        +1
        Rather, a realist.
        1. Lieutenant Rzhevsky I April 4 2020 13: 22
          +1
          Does one rule out the other?
        2. Lieutenant Rzhevsky I April 4 2020 13: 23
          0
          She doesn’t like the liberal troll of truth, she shifts his cocked hat over his eyes.
          1. The comment was deleted.
            1. Lieutenant Rzhevsky I April 4 2020 13: 29
              -1
              The megalomania of a lad. And the root crop with him.
    2. mor7d Offline mor7d
      mor7d (mor7d) April 4 2020 13: 34
      -2
      It is enough to remove the protection from the Central Bank for a day

      What will happen? There is no money, only pieces of paper.
      1. 123 Online 123
        123 (123) April 4 2020 13: 46
        +1
        What will happen? There is no money, only pieces of paper.

        And what does the money have to do with it? You just need to grab something for free. laughing
        1. Lieutenant Rzhevsky I April 4 2020 14: 03
          -1
          So this is a European.
        2. mor7d Offline mor7d
          mor7d (mor7d) April 4 2020 14: 37
          -3
          You just for free

          You do not grab a freebie? Then why are you breaking into the Central Bank? To look at tables and pieces of paper?
          1. 123 Online 123
            123 (123) April 4 2020 16: 53
            +1
            You do not grab a freebie? Then why are you breaking into the Central Bank? To look at tables and pieces of paper?

            I see you are not smart. winked
            1. mor7d Offline mor7d
              mor7d (mor7d) April 4 2020 19: 42
              -6
              I see you are not smart

              Clearly, there is nothing to answer. So, still hoping to find a couple of bags of money.
      2. Alf Offline Alf
        Alf (Vasiliy) April 4 2020 21: 42
        +2
        Quote: mor7d
        There is no money, only pieces of paper.

        Papers something more terrible than money will be ...
  2. Bakht Offline Bakht
    Bakht (Bakhtiyar) April 4 2020 12: 45
    +2
    As long as the Nabiulins and Grefs are in power, no improvement can be expected. That is where the main problem of Russia is. This is not the Saudis, not the States, not sanctions, and not even fools and roads.
    To paraphrase a joke:

    -There are two problems in Russia ...
    - Yes Yes. And more fools and roads
    1. mor7d Offline mor7d
      mor7d (mor7d) April 4 2020 13: 33
      -3
      -There are two problems in Russia ...
      - Yes Yes. And more fools and roads

      Class! I'll take a note.
    2. demo13 Offline demo13
      demo13 (demo13) April 5 2020 09: 09
      0
      It is very important to note that Putin tried to nationalize the Central Bank of the Russian Federation in 2000. The State Duma did not give it. Even the "party in power" was unable to support Putin in this. In general, no parties supported, including the Communist Party. Which makes us think about the political nature of our parties in general.

      It is no less interesting that if the Central Bank in the course of its activities makes constant profit that it does not transfer to Russia, then it makes sense to call it commercial.
      After amending the law on the Central Bank since 2003. the following text appeared in this law: “The Central Bank will transfer to the federal budget 50% of the actually earned profit for the year remaining after tax and approval of the annual financial statements.”
      That is, it was they who took away part of the independence from the Central Bank and gave the NBS (National Banking Council) some management functions. But, most importantly, 50% of the profits were taken !!! This tax is - in half called. You print money, so give at least half to the state. The fact that the printing press should not have profit in principle, the Central Bank does not care; The Central Bank is a commercial structure. This change in situation was the result of Putin’s long attempts since 2000 to subordinate the Central Bank of the Russian Federation to the state and Russia. And that’s all that, after long battles of the Duma, supporters of the US Fed agreed to give our country.
      I know that the story with the Central Bank is not over yet. Recent events around the Central Bank suggest that some processes are going on here. And attempts by the current government to bring this “state" body under state control will still be. I think that all citizens of Russia simply need to support this process.
  3. mor7d Offline mor7d
    mor7d (mor7d) April 4 2020 13: 32
    -2
    Must pay on time

    No wonder, because in the country itselfinsulation. Like a subbotnik, he himself came and you work for free.
    1. The comment was deleted.
  4. Observer2014 Offline Observer2014
    Observer2014 April 4 2020 13: 48
    0
    They must pay on time: the Central Bank rejected the law on credit holidays, signed by Putin

    Vladimir Vladimirovich! Hello! Where are you? With our fiery speeches for the last days (weeks), we will not go into details. hi
  5. steelmaker Offline steelmaker
    steelmaker April 4 2020 14: 29
    -1
    I repeat. With this quarantine, Putin gave the go-ahead for the robbery of everyone and everything.
  6. Rus Offline Rus
    Rus April 4 2020 14: 49
    -2
    Naive guys, they believe for decades, they believe and then they are still surprised)))) On the day of the performance, it was clear for realists that this was not feasible.
  7. Bitter Offline Bitter
    Bitter (Gleb) April 4 2020 16: 06
    +4
    Must pay on time: ...

    good In decaying Europe, banks on their own initiative offer deferrals of at least three months. Payment of rented housing, too, after a specific consideration of individual cases, may also be delayed or canceled.
  8. Arkharov Offline Arkharov
    Arkharov (Grigory Arkharov) April 4 2020 16: 07
    -2
    Boyars, as always, are bad.
  9. Wanderer039 Offline Wanderer039
    Wanderer039 April 4 2020 16: 25
    +5
    A reasonable question arises - Who runs the country if the Central Bank goes to the toilet with decrees of the President of the Russian Federation !?
    1. Arkharov Offline Arkharov
      Arkharov (Grigory Arkharov) April 5 2020 08: 59
      -2
      Wanderer039
      All this is a "two-way" for the grateful "telepuffs".
    2. demo13 Offline demo13
      demo13 (demo13) April 5 2020 09: 00
      +1
      CBR is a branch of the US Federal Reserve.

      1) The Central Bank is not aimed at the Russian sector of the economy, it is forbidden to engage in it. Of course, the Russian economy in this situation swims into the hands of those who are willing to lend it - foreign banks. True, under the condition of subordination of the borrower to the bank.
      2) The Central Bank squeezes the Russian beneficiary (beneficiary).
      3) The government cannot dispose of any gold reserves or any other assets of the Central Bank of Russia. By law, the Central Bank does not even have the right to lend to the government, which is the most ridiculous and tragic.
      4) In essence, the Central Bank is just a printing house to change the appearance of the dollar and the euro, thereby making the Russian financial system dependent on the international financial system with the core of management in the US Federal Reserve.
      5) The Central Bank through its purchases of US government bonds strengthens the American economy.
      Created in Russia, at the initiative of the US Federal Reserve and with the support of a team of foreign advisers, the Central Bank today has become, in essence, a branch of the American money machine. Why an affiliate? Because the Central Bank is responsible for placing all proceeds from the sale of Russian hydrocarbons on world markets in US bonds. It is in the American "Treasuries" that the entire Stabilization Fund of the Russian Federation is kept, and in nothing else!
    3. demo13 Offline demo13
      demo13 (demo13) April 5 2020 09: 21
      0
      But how did it happen that the main connecting center of the country's economy is not controlled by the state? The separation of the central bank from Russia occurred on December 2, 1990, when Boris Yeltsin signed the law “On the Central Bank of the RSFSR (Bank of Russia)” (Federal Law dated 02.12.1990 No. 394-1). On December 20, 1991, the State Bank of the USSR was abolished and all its assets and liabilities, as well as property on the territory of the RSFSR, were transferred to the Central Bank of the RSFSR (Bank of Russia). A few months later, the bank became known as the Central Bank of the Russian Federation (Bank of Russia). So, under democratic slogans, Russia has deprived itself of economic sovereignty with its own hands.
  10. 69 Offline 69
    69 April 4 2020 20: 20
    -1
    Quote: mor7d
    -There are two problems in Russia ...
    - Yes Yes. And more fools and roads

    Class! I'll take a note.

    This expression is attributed to Gogol, what you need to be a stubborn Svidomo, so as not to know.
  11. boriz Online boriz
    boriz (boriz) April 5 2020 23: 17
    0
    I really want to hope that this is a setup for Nabiullina and she will come out to her side.